MS&AD Insurance Group (OTCMKTS:MSADY – Get Rating) and Donegal Group (NASDAQ:DGICA – Get Rating) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, institutional ownership, profitability, dividends and earnings.
This table compares MS&AD Insurance Group and Donegal Group’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|MS&AD Insurance Group||3.92%||6.95%||0.91%|
This is a breakdown of recent ratings and recommmendations for MS&AD Insurance Group and Donegal Group, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|MS&AD Insurance Group||0||0||0||0||N/A|
MS&AD Insurance Group pays an annual dividend of $0.25 per share and has a dividend yield of 1.7%. Donegal Group pays an annual dividend of $0.66 per share and has a dividend yield of 4.5%. MS&AD Insurance Group pays out 15.9% of its earnings in the form of a dividend. Donegal Group pays out 6,606.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Donegal Group has increased its dividend for 9 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Earnings & Valuation
This table compares MS&AD Insurance Group and Donegal Group’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|MS&AD Insurance Group||$45.71 billion||0.38||$2.34 billion||$1.57||9.33|
|Donegal Group||$816.47 million||0.59||$25.25 million||$0.01||1,479.48|
MS&AD Insurance Group has higher revenue and earnings than Donegal Group. MS&AD Insurance Group is trading at a lower price-to-earnings ratio than Donegal Group, indicating that it is currently the more affordable of the two stocks.
Insider & Institutional Ownership
0.0% of MS&AD Insurance Group shares are held by institutional investors. Comparatively, 63.7% of Donegal Group shares are held by institutional investors. 10.0% of Donegal Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
MS&AD Insurance Group beats Donegal Group on 7 of the 13 factors compared between the two stocks.
About MS&AD Insurance Group
MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.
About Donegal Group
Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers’ compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.
Receive News & Ratings for MS&AD Insurance Group Daily – Enter your email address below to receive a concise daily summary of the latest news and analysts’ ratings for MS&AD Insurance Group and related companies with MarketBeat.com’s FREE daily email newsletter.